I received this question a few days ago, in response to the recent blog post about Deceptively Delicious:

… I noticed that your food budget is very small and mine is way out of control. I am working on Dave Ramsey’s Financial Peace plan and I was wondering if you would share with me your secrets to staying within your budget. What do you eat? Where do you shop? What kind of snacks do your little ones eat? Does your budget include eating out? Do you go out to eat ever? …

I have lots to learn and certainly every family’s budget and way of eating will be suited to them, but here’s what works for our little family:

1. Our budget: Yes, our food budget includes eating out and diapers and toiletries. However, we really don’t eat out. Our total grocery budget is $200 (and we do the envelope system as well) but Jeff and I also have a $30/month date & babysitter budget, which we usually just use for “fun money”… a run to Coldstone (2 Like-its for $5!) or Starbucks  or an occasional date at Pizza Schmizza (2 slices for $5!), or a Redbox movie. I know many people love to eat out, but it just kills me how expensive, unhealthy and fattening it can be. So, I’m cheap and vain … and I’d rather spend my money on clothes or house decor than eating out. 🙂 We all value different things.

2. Where do I shop: Winco Winco Winco. LOVE Winco.  I plan out our meals for the month (figuring I cook about 3x a week and the rest is random or leftovers or pink pancakes), then make my list, and buy the whole month’s groceries at Winco. Then I just buy meat, milk, and produce at Safeway or Albertson’s, depending upon their weekly deals and what coupons I find. My goal is to have as little packaging as possible, so I get everything from the bulk section at Winco–flour, oats, sugars, pasta, dried beans, snacks, raisins, etc. For me, toiletries are where the coupon clipping works wondrously. Rite-Aid usually has deals and online coupons for toiletries.  I’m not quite so hot on the coupon thing as much anymore, just because of time, but just today I went to Safeway and got 3 bags of groceries for $17 thanks to some amazing coupons (the grocery clerk actually congratulated me :).  It just all depends.  You can check it all out and watch for deals on Frugal Living NW.  Great local coupon blog. I check it probably once a week.

3. My quirk: I have a $2 rule. I won’t pay more than $2/pound for any food item. This obviously limits some things. The one exception I make is Parmesan cheese. Safeway often has sales on ground beef for $1.88/lb. and frozen boneless chicken breasts for $1.69/lb. I just keep my eye out and then buy tons of it when it’s on sale and keep it in the freezer.No fruit or vegetables that are over $2/lb… which means waiting until strawberries are on sale (like right now!), picking blueberries instead of buying them, etc. This includes cheese–Safeway often has Lucerne 2 lb. cheeses for $3.99 so I wait, then stock up when it’s on sale. Same with butter.  The sad part is this means no seafood, and I love seafood, so occasionally I’ll splurge on that, but for our regular diet we stick to nothing over $2/lb. Yes, this means no gourmet cooking.   Cheddar cheese and chicken instead of Brie and filet mignon.  It’s a choice like everything else.

4. What do we eat: I must say I have it easy because my husband is willing to eat anything–I know a lot of husbands have to have steak, etc. My husband is happy with whatever, so we very rarely eat beef, and actually probably only eat meat twice a week. I LOVE cooking with beans, which are probably the cheapest healthiest food out there. Buying them dry and soaking them, then cooking them in a crockpot and using them in all sorts of things is a great source of fiber and protein and they’re super cheap. We eat old-fashioned oatmeal for breakfast, every single morning, which is super healthy, super cheap, and the kids love it. I mix it with homemade applesauce and they devour it. Keeps Jeff’s cholesterol down and we’re all happy and regular :).  Also, don’t underestimate the value of frozen vegetables.  Often they are just as good or better than fresh because they are frozen at their peak, retain their nutrients, and are a fraction of the price.  I buy LOTS of frozen peas, beans, cauliflower, etc.  No worry of them spoiling in the fridge, easy to mix in with any recipe, steam quickly in the microwave for a side dish. Not fancy, but can’t argue with the price and nutrient-power.  Cauliflower puree is my new favorite things–you can hide it in ANYTHING.  Today it was egg-salad sandwiches and a big bowl of applesauce–with probably a whole cup of pureed cauliflower hidden inside them!

5. Kids’ snacks: For snacks my kids love apples, bananas, oranges, strawberries, quesadillas (stock up on wholewheat tortillas when they’re on sale and stick in freezer), homemade bread, whole plain yogurt, applesauce, raisins, dry cereal, and cheese. They LOVE (crazy love) graham crackers but I just buy one small box a month at most and make it a treat since they are pretty sugary. I do sometimes buy a big container of animal crackers and use those for treats. Or I make muffins or banana bread (like that ocean cake) and use muffins for treats and snacks. I’m definitely weak on getting my kids veggies, but I figure at least fruits and whole grains are better than a lot of things, right? I don’t obsess over it. If they’re not eating pop tarts I figure it’s a success.  Again, cauliflower pretty much disappears when mixed in with something else.

6. Stock-up Price: Here’s the last thing that’s really helped me, and this just takes time to figure out for yourself. But I pretty much know my “stock up price” for all our favorite items. That way I know when something is a great deal and I stock up on it. Cheese $3.99 or less for 2 lbs., Chicken $1.69/lb. or less, beef $1.88/lb or less, apples $1/lb or less, butter $2/lb or less, etc. etc. All other items like non-perishables and flours, sugars, beans, oats, etc. I just buy at Winco and know it’s going to be the cheapest so I don’t even worry about the price. Plus, I admit, I think like a beggar, simply meaning that we’ll eat any leftovers, happily take home any unwanted leftover food from church, I’ll take leftover taco meat and make it into tortilla soup (speaking of, learn to cook and serve soup OFTEN–soup is the cheapest, easiest, and healthiest way to eat), I’ll take old apples and make them into applesauce, pretty much just the habit of being willing to eat whatever really helps a lot.  Again I must acknowledge a very wonderful and easy-to-please husband, which impacts the attitude of our kids as well.  Very thankful for that!

7. Budget Busters:  Watch out for these things.  I think these are likely the things that drain most mom’s grocery envelope, without adding any nutritional value:

Granola bars, fruit snacks, goldfish and graham crackers, boxed cereal, juice boxes (or juice at all), frozen kiddo food like chicken nuggets or pizza rolls, individual yogurts.  In general, if it has kid-packaging, I don’t buy it.  It usually costs twice as much with no nutritional value. Maybe this sounds harsh–of course do what works for you and your family.  We just avoid it.

I also try to remind myself not to get obsessive about this. I do my best and if I “miss” a deal–life will go on.  Time is perhaps an even more valuable resource than money, so I factor that in as well!

I’d love to hear any of your Frugal Secrets.  I’ve learned so much from other friends and bloggers, and love sharing ways to help one another. I love working together to steward God’s resources, and hopefully then we will all have more freedom to give to those who actually need it.

Leave a comment with your Frugal Secrets!

K

14 thoughts on “Frugal Grocery Shopping: What works for us”

  1. My newest penny saver is our local food bank. I’m getting a nice variety of healthy foods and all he bread we can use for under $15.00 a month. They have Dave’s Killer bread too which is great. Although it’s not a complete grocery shopping trip for me it definitely helps us out.

    About getting veggies into your kids, I give my kids frozen mixed veggies for a snack sometimes. Or I put it into hot soup to cool it off. They love them and ask for them often.

  2. This echos what you already said, but we shop on the same $200 budget and my key to success is to never never buy “pre packaged” food. Also, I always guesstimate what my shopping will cost before I go to the store that way I’m not shocked when I get to the register. I always cheer and give God praise in the middle of Winco when my total comes under budget. Tell me more about beans. I need to learn in this area. Do you have a cookbook that has alot of bean recipes to suggest?

  3. I’d like to hear some suggestions on beans, too. I’m not a soup person, and that’s about the only thing I know to do with them.

  4. Kari! Thank youuuuuuuu! Whoever asked you that question was thinking just like me. I’m gearing up for penny-pincher mode because we’re moving out in mid June and we are going to be on a very tight budget for 18 months. Thank you for your tips! Although, I don’t think the $2 rule will work here in CA. I once found chicken on sale at Winco here for $2.69/lb and got the very last container (at the bottom with all the chick juice slop, yuck). I got my hands dirty and fished it out, then turned to face the disappointed faces of all the other moms who tried to make a run on that chicken. So, I might have to come up with a $3 rule for myself, or something similar. And I don’t think there’s any way to spend only $200 a month, but I’ll do my best to get close to that! Things here in CA are just more expensive. But I’m still happy, because it’s cheaper than Hawaii! (No more gallons of milk for $5 each, on sale, thank you very much!)
    Other questions: Are there any books that have inspired/directed you (other than DD)? Do you know any good books on frugal living (for current times)?
    Thanks for sharing with us!

  5. This was very helpful! Our grocery budget is $250 a month, also using an envelope system. I struggle with sticking to that budget, but I would LOVE to get it down to $200. I’m going to incorporate your tips into my shopping next month.

  6. My land, girl! You’ve got me inspired! And embarrassed by how much I spend on groceries! I wonder if a $200 budget would work with 3 growing boys… not sure if it would leave any food for me to eat. 🙂

    Thank you for your tips and I’m going to be motivated to plan more than just one week’s meals in advance. 🙂 Love ya!

  7. I am very proud of you to do the DR plan, Dave Ramsey plan. We’ve been on it for 4 years & paid off a ton of debt. We are now on baby step 3. Have you checked out the frugal living forums for The My Total Money Makeover (tmmo)?

  8. What an inspiration this article is. I coupon quite a bit and we have a little more wiggle room as far as budget but I may use some of your tips to further it along-thanks!

  9. Popped over here from a Frugal Living link on FB. 🙂 I thought I’d give some of my favorite bean recipes for those who were asking for some.

    We use this lentil recipe on it’s own and as a taco filling –
    http://fortheloveofgrub.blogspot.com/2008/09/lentils-rice.html

    When I get a good deal on smoked sausage, then I make this –
    http://fortheloveofgrub.blogspot.com/2008/08/cajun-sausage-beans.html

    And my all-time favorite bean recipe … in the crockpot … no pre-soaking … freeze well – http://fortheloveofgrub.blogspot.com/2008/08/refried-beans-without-refry.html

    Here are all my bean recipes (there’s 17), but the ones I listed are my staples. Hope those of you who want to incorporate more beans find a recipe or two in there that works for your family. 🙂
    http://fortheloveofgrub.blogspot.com/search/label/beans

  10. Caila, the prices can not be much higher than they are in Seattle, and the deals are there, you just have to wait for them.
    We have a standup spare freezer and that really helps so we can stock up on meat when it’s on sale. I’ve been amazed how often boneless skinless chicken breasts have gone on sale for less than $2 a pound within the last year. The best bargain has got to be whole chickens, though, at less than $1 a pound very frequently. Roast chicken is always a hit with kids and dads alike. Adding mashed potatoes, lowfat gravy and veggies is a cheap awesome dinner.
    Speaking of which I LOVE frozen veggies too. They are cleaned, prepped and ready to make in a minute. I never cook them as long as they direct. You can even microwave them and they are awesome.

  11. hi im so embarrassed to say we spand 660 a month and we go over budget every month i love to cook and i do it often with fresh food which costs a lot more then frozen. i cook everything to order and feed 2 kids and a hungry husband we get most things whole grain organic milk bread dairy and some fruit organic. i need help how do u just spend 200 a month? i make probably 4 gourmet meals a month and i have lots of family that comes to eat those times. i neeed help sp bad please give me ideas how to still cook but spend less because i have no clue what to even buy for 200 dollars a month. do u spend more when something is a killer sale? like meat? idk i need help really bad becasue we run out of food by the end of the month and i go to food banks or my church to get food at the end of the month.

    sincerely,
    a bad spender ema!

  12. Thanks for the summary of what I do as well! Some points I always share with others is that most drinks and desserts are unnecessary. We get our nutrients from fruit, so fruit juices aren’t needed. No pop or any other drinks – just milk and water! We also do NOT buy any desserts unless it is for a special event, then I normally will make something I had gotten free from a coupon stash. My kids snacks are carrots, cucumbers, bananas, apples and whatever fruits are in season and on sale. We live on a $150 per month food budget since we don’t eat out and do tons of beans and soups in the crock pot that are delicious! Praise God for easy husbands . . .

  13. This is a fantastic post! Thank you so much. We just had our first daughter (1st child!) a little over a year ago & while I have been extremely lucky in being able to stay home with her, I have also become (or am trying to become!) extremely budget conscious. This is a whole new thing for me (which sounds bad, but it’s true) and I have improved leaps & bounds, but still have a long way to go. These tips (and very thorough posts) from people like you are helping me so much & I am so grateful for them. Thank you again for sharing your knowledge & take care 🙂

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